Terms of Service

Effective date: September 15, 2025

These Terms of Service (“Terms”) govern your access to and use of the websites, applications, and services provided by QOLOS (“QOLOS,” “we,” “us,” or “our”). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

Eligibility

You may use the Services only if you are at least 18 years old (or the age of majority where you live) and capable of forming a binding contract with QOLOS, and not otherwise barred from using the Services under applicable law.

Accounts & Registration

To access certain features, you may need to register for an account. You agree to provide accurate and complete information, keep it updated, and maintain the confidentiality of your account credentials. You are responsible for all activities under your account.

Use of Services

You may use the Services only for lawful purposes and in accordance with these Terms. QOLOS may modify, suspend, or discontinue any part of the Services at any time.

Fees & Payment

Some Services may require payment. All fees are due as described at the time of purchase and are non-refundable unless otherwise stated. You authorize QOLOS and its payment processors to charge your provided payment method.

Intellectual Property

The Services and their content, features, and functionality are owned by QOLOS or its licensors and are protected by intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, sell, or lease any part of the Services.

User Content

You may submit content to the Services. You retain ownership of your content, but grant QOLOS a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display your content in connection with operating and improving the Services.

Prohibited Conduct

You agree not to:

  • Use the Services for any unlawful purpose or in violation of these Terms;
  • Interfere with or disrupt the integrity or performance of the Services;
  • Attempt to gain unauthorized access to the Services or related systems;
  • Reverse engineer, decompile, or disassemble any part of the Services;
  • Transmit harmful code, spam, or abusive content.

Third-Party Services

The Services may integrate or link to third-party services. QOLOS is not responsible for third-party content, products, or services, and your use of them is at your own risk and subject to their terms.

Termination

We may suspend or terminate your access to the Services at any time, with or without cause, notice, or liability. Upon termination, your right to use the Services will cease immediately.

Disclaimers

The Services are provided “as is” and “as available,” without warranties of any kind, express or implied. QOLOS disclaims all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by law, QOLOS and its affiliates will not be liable for indirect, incidental, consequential, or punitive damages, or for lost profits, revenues, or data, arising out of or related to your use of the Services.

Indemnification

You agree to indemnify and hold harmless QOLOS, its affiliates, and their officers, directors, employees, and agents, from any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of or related to your use of the Services or violation of these Terms.

Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Wisconsin, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Wisconsin, unless otherwise required by applicable law.

Changes to Terms

We may update these Terms from time to time. The “Effective date” above indicates when the Terms were last revised. Your continued use of the Services constitutes acceptance of the updated Terms.

Contact Us

If you have questions about these Terms, please contact us: